Cyber security technologies are constantly evolving in order to keep up with emerging online threats. It’s always better to be one step ahead of any cyber threat. However, that’s not always possible, especially if you aren’t using any cyber security protection.
It’s been reported that around 179 million people had their personal data stolen last year, and 32% of them became identity theft victims as well.
Unfortunately, it’s not that obvious that you are a victim of identity theft. In fact, it’s more difficult to determine than you imagine. The longer the identity thieves go undetected, the more money they can steal and create other problems as well, such as damaging your credit score.
The problem is that it’s not easy to tell if someone has stolen your identity. We are here to help you. We compiled a list of signs that may indicate you are an identity theft victim:
Always check your bank records and credit card reports for unusual transactions, especially for those that you don’t remember making. Before looking for suspicious high value transactions, take a look at the tiny payments.
When criminals steal card details, they first make tiny payments just to make sure that the details are correct before making expensive purchases or emptying your bank account.
As cyber criminals start the process of identity theft, they will also attempt to compromise all of your other online accounts. But if they fail to guess your passwords, they will try to reset them.This means that you will receive password reset emails that you never asked for.
If you are using the 2 Factor Authentication to log into your accounts, you will also receive reset messages or push notifications on your smartphone.
When cyber criminals steal identities, they sometimes use it to set up new credit accounts with lenders and retailers. Once the billing begins, the identity theft victims receive the paperwork either on email or through the post office.
Always check the bills before paying them. If you receive a bill you don’t recognize, you should contact the retailer or the lender right away. Also, ensure that the received invoice is legitimate and it’s not a phishing email before you open any links inside.
One of the scariest things that can happen is receiving a call from a debt collector for unpaid bills for purchases you have never made. If a debt collector contacts you, make sure to check your credit report as soon as possible and notify them about any irregularities. You will also need to notify the police as well.
Cyber criminals always find a way to conduct identity theft attacks. Despite the fact that these criminals will first target online stores and banks, that doesn’t mean that your devices are safe from any hacking attempts.
For better protection of your personal information and prevention of identity fraud, you need to make sure you use a “virtual vault”. This will help encrypt all your data and block all malware, including bots.
We recommend using VAULT by shnox for better protection against identity theft.